EverSystems’ M-Wallet solution turns cellular phones and handheld devices into electronic wallets that enable securer and comfortable payments.

The mobile wallet uses actual values derived from the users’ checking accounts or credit cards. It is stored within the management module of the service supplier (cellular phone operators, B2B and B2C servers or financial institutions) and it may be accessed from the users’ mobile devices when paying.

The procedure is simple: the user dial the payee’s identification number, the transaction amount, and his password and authorize the transfer. The transaction is fast and absolutely secure, without the need of financial institutions for the payment.

As flexible as it is, M-Wallet may be used for B2B, B2C and P2P transactions.