FNP Financial Products

EV Personal Banking



Personal Banking

For a long time, the Internet is gaining ground and credibility in the daily lives of many citizens. With it, you get benefits such as convenience, speed and security in tasks that were once expensive and tiresome.

EverSystems™ has significant contribution in this evolution. World reference for its expertise in the development of well-known solutions for Office Banking and Internet Banking for important and reputable global financial institutions. The company provides a turn-key solution for Internet Banking in a safe and easy way.

The EV Personal Banking provides users with efficient management of their banking, credit card and loan accounts at any time or place. The EV Personal Banking provides the customer with an intuitive interface that gathers information in a single consolidated view. Customers can view statements and activities online, track completed and pending transactions, transfer values and pay bills, with every convenience.

Benefits:

  • Flexible;
  • Customizable;
  • Fast implementation;
  • Ease of maintenance and updating of the application;
  • Allows to quickly offer new products;
  • Cross-Sales Channel;
  • Allows to offer products and third-party content;
  • Allows leverage a network of bank correspondents, expanding its customer base, with minimal cost per User;
  • Wide range of applications;
  • Increased competitive advantage with a powerful sales channel and customer relationships;
  • Significant reduction of maintenance costs and update equipment.

Characteristics:

  • Multi Layer and Multi Channel, allows total decoupling between the presentation and business layers, and business components are 100% reusable by other channels;
  • Easy integration and scalable using open architecture, industry standards and top technology;
  • Enhanced security, surpassing all requirements of hacking test of global financial institutions;
  • Allows off-line operations even in case of unavailability of legacy systems, with positions update and later reconciliation.

Highlighted Functionalities:

  • Registration of operations and generation of bank statements for all types of accounts;
  • Balances in real time and transactions report of the day;
  • Verification and visualization of bank statements in real time;
  • Transfer of account’s funds and payments only once, with scheduling or frequency;
  • Personal interbank transfer;
  • Alerts generated by the system for scheduled payments and not authorized transfers;
  • Sending messages to secure the bank to communicate with its users;
  • Integration of other financial and non-financial information through group accounts;
  • Change or update of record information;
  • Sending bank statements through the Internet;
  • Applications and ransom of investments;
  • Loan checking;
  • Full access control with competence limits.